How to make an M-Pesa to Bank Transaction

It is now easy to transfer money between your bank and M-PESA. You have to register for Mobile Banking with your bank in order to use this service. You also need to register for M-PESA at an agent outlet.

There are benefits to this. For instance:

1. The convenience of easy transfers from your account at any time.
2. Curbs the risks associated with handling cash.
3. It is easy to make payments through M-PESA.

Here’s how to access M-PESA Transaction:

This service can only be accessed by M-PESA registered users via:

• Via USSD for Bank to M-PESA
• Register for Mobile banking together with your bank and register for the M-PESA service.
• Registration is FREE.

Related:
Updated M-PESA Transaction Charges 2022
How to change your Safaricom M-Pesa pin if forgotten
How to Lipa na M-Pesa using T-Kash and Airtel Money

Here’s How to Make a Bank to M-PESA transaction

• This can be done via USSD code.
• Register for mobile banking together with your branch to obtain the USSD code.
• This will permit you to move money from your bank account into your M-PESA account conveniently.
• Simply dial the USSD number and follow the instructions indicated there.

Here’s How to make an M-PESA to Bank Transaction

• This is accessible via PayBill.
• Go to M-PESA Menu on your phone
• Go to Lipa na M-PESA,
• Select PayBill option
• Enter the bank’s business number
• Enter the account number which is your bank account number
• Enter amount
• Then Enter M-PESA pin.
• SMS confirmation will be received on phone

The following table shows a list of most banks in Kenya and their M-PESA Paybill numbers.

	Name of Bank	M-PESA PayBill number
1	Kenya Commercial Bank KCB	522522
2	National Bank of Kenya NBK	547700
3	Barclays Bank	303030
4	Equity Bank	247247
5	Cooperative Bank of Kenya	400200
6	Standard Chattered Bank	329329
7	Family Bank Ltd	222111
8	Diamond Trust Bank (DTB)	516600
9	Ecobank	700201
10	CFC Stanbic Bank	600100
11	Commercial Bank of Africa (CBA)	880100
12	I&M Bank Ltd	542542