Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority.
Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
Provide leadership for the credit team reporting to the Head of Credit in view of establishing and maintaining a high performing and motivated team.
Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network.
To grow the good book whilst minimizing risk.
Provide the lead technical support on development of new and reviewing existing credit products and credit appraisal tools.
Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.
MINIMUM POSITION QUALIFICATION REQUIREMENTS.
a) Academic & Professional
Bachelor’s degree in economics is required.
Professional Certifications like Certified Credit Management and Credit Risk Management are required.
Master’s degree in economics or related field is an added advantage.
b) Experience
A Minimum of 6 Years’ Experience preferably in Relationship Management, Problem loan management and Credit analysis & approvals.
